Chip Value
baccarat baccarat
Edge:  1.10%

One of the most authentic online Baccarat games at any online casino, our game mimics the same exhilarating atmosphere you would experience when playing Baccarat in real life.

Choose between Player, Banker or a Tie in the popular casino favourite, exclusively online on Stake.com !

What is Baccarat?

Baccarat is a table game that is popular at online and land-based casinos alike. Fundamentally, the objective of Baccarat is to guess correctly which three outcomes – player, banker, or tie – will win the next deal.

We explain everything you need to know to play Stake Original Baccarat below.

How to Play Baccarat Online at Stake

Playing Baccarat at Stake Casino and other table games is straightforward, and you can get started by following these steps:

  • Step 1: Choose which type of Baccarat you would like to play and take a seat at the virtual table. There are several variations of Baccarat  for you to choose from at Stake.com.

  • Step 2: Place a bet before the cards are dealt, choosing from banker, player, or tie. Read our table betting limits guide for more information.

  • Step 3: Follow the action and understand the rules (explained below) as the dealer completes the game.

  • Step 4: Collect any winnings and place another bet to continue playing.

What are the Basic Rules of Baccarat?

The aim of the game in Baccarat is to predict which hand will be closer to nine – the player’s or the banker’s - and you can bet on either, as well as the tie. Additionally, the following rules apply to the banker & player hands following the initial deal:

Player Rules

  • If the player receives a natural hand of 8 or 9, it’s an immediate win and no further cards are drawn. As a result, the player’s hand stands.

  • The player’s hand is also required to stand on totals of 6 or 7.

  • On totals from 0 to 5, the player draws a third card (unless the banker has 8 or 9).

Banker Rules

  • When the banker’s first two cards total:

  • 0/1/2 - Bank draws in all instances unless the player shows a natural 8 or 9.

  • 3 – Bank draws if the player’s third card is 0-7 or 9. The banker stands when the player has 8.

  • 4 – Bank draws if the player’s third card is 2-7. The banker stands when the player has 0/1/8/9.

  • 5 – Bank draws if the player’s third card is 4-7. The banker stands when the player has 0-3 or 8-9.

  • 6 – Bank draws if the player’s third card is 6-7. The banker stands when the player has 0-5 or 8-9.

  • 7 – Bank stands.

  • 8-9 – Neither hand draws a third card.

While you don’t need to memorise all of the above banker rules, it’s helpful to have them to refer to during any Baccarat game. For an in-depth overview of playing this casino classic, refer to our comprehensive guide on How to Play Baccarat .

Baccarat Betting Options & Bet Sizes

Before each round of Baccarat, you have three betting options – banker, player, or tie. You can set your chip value and bet what you like each time you play.

Baccarat Payouts & House Edge

The Baccarat payouts are as follows:

  • Player: 1:1

  • Banker: 0.95:1

  • Tie: 8:1

Stake Original Baccarat has a house edge of just 1.10% overall, meaning that the theoretical return to player percentage (RTP) in this game is 98.90%. In terms of each hand, house edge is 1.06% (banker), 1.24% (player), and 14.36% (tie).

Baccarat Strategies & Tips

If you’re keen to make a tidy profit at the Baccarat table, here are some helpful tips that you can employ when working out which Baccarat strategy to follow.

  • Consider researching one of the official Baccarat strategies – the Martingale, Fibonacci, Paroli , and Labouchere all work to varying degrees for different players.

  • Baccarat is a game of luck, so strategy will only take you so far! Bear this in mind before employing an overly complex strategy at the table.

  • Mix things up when playing Baccarat at Stake.com - you can enjoy titles like Lightning Baccarat and First Person Baccarat to shake things up. Live casino versions of Baccarat are also super popular at Stake.com.

  • Always set your limits before sitting down at the Baccarat table and know when it’s time to walk away. If you need some help here, please utilise our betting limits guide , responsible gaming guide and our budget calculator

  • Read our how to play baccarat guide or our guide to casino card games for more top tips and helpful advice as you take your seat at the table.

How to Deposit & Withdraw Funds to Play Baccarat Online

Easily deposit units into your account in order to play Baccarat and other games by following the steps listed below:

  1. Step 1 - Retrieve your deposit address, located in Wallet > Deposit.

  2. Step 2 - Choose the method that suits your needs. Stake.com supports multiple currencies, including Bitcoin (BTC), Ethereum (ETH), Dogecoin (Doge), Litecoin (LTC), and others.

  3. Step 3 - Use your deposit address as the ‘send to’ location for your crypto wallet or exchange.

  4. Step 4 (Optional) - If you wish to make a deposit via fiat currency, you can buy crypto for Stake via Moonpay.

Learn more about deposit and withdrawal methods for betting, with our online payment methods guide at Stake.com.

Stake also offers live support to players via our customer support staff for help with issues regarding Baccarat, other table games , and depositing and withdrawing units.

Moonpay supports multiple payment options, including Visa, Mastercard, Apple Pay, Google Pay, and others, to buy cryptocurrency to play Baccarat and other online games. For a full list of supported payment methods, please refer to the Moonpay documentation .

Other Popular Casino Games on Stake Casino

In addition to Stake Original Baccarat, you can enjoy a host of brilliant titles at our online casino with low house edge, including Limbo , Dice , Blackjack , Video Poker , Roulette , and Plinko .

If you’re new to baccarat and other games, read through our online casino guide and learn how to play casino table games before placing your bets.

You can also browse through our selection of new games and unlock the latest casino bonuses and promotions to make the most of your online gaming experience at Stake.com.

You can also become a Stake VIP member and take things up a notch! To learn more about the program, read our Stake VIP guides. Check out our Stake VIP Club FAQs for more information and discover how you could earn members-only rewards such as rakeback and reload bonuses!